Funding Options

HOW DO YOU PRE-PAY FOR A FUNERAL?

You may select one of two ways to pre-pay for a funeral.
 

Pre-funding Through Life Insurance

Pre-funding funerals is a growing trend in America because of the peace of mind that comes from having one's affairs in order. Funding those arrangements with insurance coverage or a trust are the two ways we handle pre-funding.

Pre-payment in Full

The second method is to make payment in full. This will guarantee the price of the funeral and merchandise selected.

YOUR FUNDING IS SECURE

Your funding is backed by a national industry leader for many years providing preneed insurance with thousands of policies in force. They consistently earn high marks for financial stability from the top financial ratings companies in the country.
 

TAX FREE VALUE, TAX FREE DEATH BENEFITS

Our plan provides life insurance benefits that are exempt from federal income tax when paid to a named beneficiary. Neither the increasing value of the coverage nor the total benefits paid at the time of death are federal income taxable.
 

WHY PLAN AHEAD?

Planning in advance of need provides peace of mind. The death of a loved one is a time of great loss and advance planning can reduce stress for your family with the knowledge that your preplan has been completed. This allows your loved ones to devote more time to coping and understanding the loss and less time concerned with funeral arrangements and financial details.
 

FUNERAL FUNDING TRUST OF KENTUCKY

Kentucky funeral directors started Funeral Funding Trust of Kentucky in 1983, and it is one of the most successful and fastest growing trusts in the country. We strive to increase the services we offer to our funeral homes and appreciate all the support given to us by its 250 trust members. Over $145-200 million has been deposited since the inception of the Funeral Funding Trust of Kentucky. 

The Trust pays the $5 Attorney General fee and also files the required report with the Attorney Generals office. 

The irrevocable trust is available for individuals who are applying for or are on federal entitlement programs, i.e. SSI and Medicaid. As another benefit to our trust participants, we provide the contract forms and trust brochures FREE. 

Funeral Funding Trust of Kentucky is constantly striving to offer you services that will strengthen you trust program. 

For more information about the Funeral Funding Trust, click here.